Business Credit
Why do you need business credit?
At Credit Honor we not only help to build great personal credit but also help businesses just like yours become credible and fundable. Credit Honor's Business Credit Solution is the most comprehensive and advanced credit system on the market today. The objective of building business credit is to have a business credit profile (similar to your personal credit reports) that is strong enough to get you the credit lines that you need right now and even funding that to grow and scale your business.
The key here is that we want to make your business strong enough to link all these accounts to your EIN, not your SSN. Get started by ensuring you meet credit issuer approval guidelines before you apply. Get setup with Dun & Bradstreet, Experian, and Equifax quickly, and access your business credit reports and scores, even fix credit inaccuracies. Immediately obtain vendor credit to start your business credit report and score. Next, secure store, fleet, and cash credit that’s linked to your EIN not your social security number with no personal credit check or personal guarantee.
A Few of Many Benefits of Our Program:
Personal help setting Up and activating your business Credit profile and Certified Business Credit Coaches that can help you at any stage!
Exclusive FREE access to Experian Smart Business Report Details
Access To The Largest Credit Network of business and business
credit resources
Immediate Credit Lines Over 25 vendors that approve even start ups
Meet All Lender Standards with Step-by-step review of compliance to ensure your business meets or exceeds all lender credibility standards
Use Your EIN NOT Your SSN with One click application process to get approved with no personal guarantee
Our Step-by-Step Process
Step 1: Build Business Credibility
We help you understand and meet the secret, unpublished, underwriting requirements that lenders and credit issuers have, so you’ll know you can get approved before you even apply. We assist you with filing for the best entity type to help eliminate your personal liability, setup your business address to meet credit issuer standards so you can get automated approvals, obtaining your business phone, fax, and toll-free number that meets lender’s 5 essential qualification requirements, and getting you listed with 411 saving you $400 annually.
We also assist you in setting up your email address, website, and ensuring you have the proper licenses and online listings that lenders and credit issuers look for, and avoiding restricted industry business names that will automatically get you red flagged and denied for credit and financing. We decode credit issuer and lender approval requirements, so you’ll be able to get automated approvals when you apply for credit, instead of getting denied or facing an uphill battle with manual underwriting reviews. We do this by providing you these unique benefits in the first step of your business credit building process:
-411 Credibility Listing
-EIN and Entity Setup Assistance
-Business Name Credibility Check
-Business Address Creditability Check
-Business Phone Credibility Check
-Website and Email Credibility Check
-Business Bank Account Setup Assistance
We make it easy for you to setup your business credibly so you can get the most amount of credit and financing for your business.
Step 2: Establish Business Credit Reports
Through our Business Credit Builder, we help you get setup and activate your credit profiles with Dun & Bradstreet, Experian, and Equifax Commercial, as well as access your free D-U-N-S number with D&B. Plus, the Business Credit Builder is the only place that you can access your Experian Smart Business data at no cost, and monitor it ongoing. And you can also enjoy our unique credit monitoring integration with Dun & Bradstreet and Experian that’s powered by Nav. This way, you can monitor your business credit building in real time and receive email alerts when new accounts are added, monitoring your tradelines as they are added to your report. The Finance Suite helps you:
-Get Setup with D&B, Experian, and Equifax
-Access Experian Smart Business Data at No Additional Cost
-Get Exclusive Business Credit Report and Score Training
-Access Your Experian and D&B Credit Reports and Scores through Nav
Even one derogatory item on your business credit reports can get you denied for loans and credit cards. Your Business Credit Builder provides you an easy way to dispute and fix inaccurate and harmful information on your business reports with D&B, Experian, and Equifax, so you can have a strong business credit profile and score to get approved for the most money at the best terms. We help you get setup initially with the business reporting agencies, fix credit inaccuracies, and monitor your business credit as you start to obtain HIGH-limit revolving credit and auto loans.
Step 3: Get Initial Business Credit
Getting approved for initial business credit when you have none reporting now, is where most business owners fail when building business credit. This is because over 97% of trade vendors don’t report to the business credit reporting agencies. The Finance Suite helps you obtain real useable credit with trade vendors who will give you EIN credit with no personal credit check, even when you have none reporting on your business reports now. These trade vendors provide products and services you use now and give you credit that helps you ease cash flow constraints. Here’s what you should know about the trade credit we help you secure:
-Get Approved Even as a Startup
-No Cash-Flow Requirements and No Bank Statements or Tax Returns Required for Approval
-This Credit is Unsecured and There is No Collateral Required for Approval
-Get Approved with No Personal Credit Check or Personal Guarantee
Your new credit reports to Dun & Bradstreet, Experian, and Equifax Commercial helping you establish your initial tradelines, reports, and scores with all three major reporting agencies, that are needed to start getting store, fleet, and cash credit. If you do have good personal credit, you can also qualify for our Unsecured Business Financing program where you can enjoy:
-Unsecured Cash Credit Lines up to $150,000
-0% Interest Rates for 6-18 Months
-No-Doc Approvals where You Can Get Approved Even as a Startup
Whether you use our vendor accounts to build your initial business credit or take advantage of our Unsecured Business Financing program, you’ll get your initial business credit profiles and scores established with D&B, Equifax, and Experian, so you can start to secure HIGH-limit revolving credit from stores as well as fleet and cash sources, without a personal guarantee or credit check.
Step 4: Get Revolving Credit
Once your initial business credit is established, you’ll start to get access to high-limit revolving credit cards in your business name that are linked to your EIN number, not your SSN. This credit requires no consumer credit check, or personal guarantee for approval. You’ll be able to secure:
-Store business credit with Dell, Apple, Walmart, Amazon, Costco, Sam’s Club, BP, Chevron, Home Depot, Lowes, Staples, Office Depot, Ikea, and with most other major retailers
-Fleet credit for fuel and auto vehicle repairs for your primary vehicle, and a fleet of commercial vehicles
-Cash credit including Visa and MasterCard accounts you can use in most locations worldwide
-Auto vehicle financing to purchase or lease your primary vehicle or a fleet of vehicles, in your business name
Our Business Credit Builder helps you obtain credit with places like Amazon, Walmart, Dell, Apple, Costco, Sears, BP, Chevron, Sprint, and most other major retailers with individual credit limits of $10,000-$50,000. Plus, you can see each credit issuer's underwriting guidelines, so you’ll know you can get approved before you even apply.
You’ll also get access to high-limit, revolving fleet credit cards you can use at multiple locations for all types of vehicle needs including vehicle maintenance, tires, fuel, even major repairs. Fleet credit helps you cover your individual auto vehicle expenses, as well as those that occur when managing a fleet of vehicles.
Plus, you’ll get access to high-limit, revolving CASH credit cards you can use at most stores worldwide. These Visa and MasterCard credit cards don’t require a personal credit check or a personal guarantee for approval, and allow you to take physical cash out of the cards.
And, through your finance suite, you can get approved for auto vehicle financing that doesn’t require a personal credit check or personal guarantee for approval. You can access multiple funding sources, and finance one or more vehicles in your business name with no consumer credit reporting.
We help you through the entire business credit building process for obtaining initial vendor accounts to start building business credit, to obtaining high-limit store and fleet credit cards, to getting approved for cash credit and auto vehicle financing, all of which requires no personal credit check or personal guarantee.
Pricing
Business Credit Only - DIY
$1997
One-Time Payment
Service Includes:
Your own Business Finance Suite for Your Business
EIN and Entity Setup Assistance
Business Name Credibility Check
Business Address Credibility Check
Business Phone Credibility Check
Website and Email Credibility Check
Bank and Merchant Account Setup Assistance
Business Credit Report and Score Training
Get Setup with D&B, Experian, and Equifax
Experian Smart Business Access
Exclusive Access to Starter Vendors
Access HIGH-Limit Store Credit Cards
Access HIGH-Limit Fleet Credit Cards
Access HIGH-Limit Cash Credit Cards
Unsecured, No-Doc, 0% Financing
Auto Vehicle Financing with no-
PayPal Revolving Credit Access
Save 90% of Full Credit Monitoring
Secure Business Loans within 72 Hours
Get Loans with Rates of 5% and Less
English and Spanish Access
12-Months of Business Advisor Support
The finance suite provides you access our full service Business Credit Advisor team in the business credit industry. Business Advisors provide concierge service, helping you through each step of the business credit building process. We’ll help coach you through the process, answer any questions you have as you build corporate credit, and help you bypass potential obstacles to expedite your business credit building.
5-Years of Finance Officer Support
Our Finance Officer team will help you determine all the business loan and credit lines you can get approved for now. And, they’ll also create your Finance Blueprint, mapping out a plan to get you the most amount of capital in the months and years to come. Your Finance Officers will find the best lenders for you, and even negotiate terms so you can get the lowest-rate, and longest terms on the loans and credit lines you secure. Whenever you need money now or in the future, your Finance Officers will jump into action to help you get the most money at the best terms.
Business Credit
With Support
$3,997
One-Time Payment
Service Includes:
Your own Business Finance Suite for Your Business
EIN and Entity Setup Assistance
Business Name Credibility Check
Business Address Credibility Check
Business Phone Credibility Check
Website and Email Credibility Check
Bank and Merchant Account Setup Assistance
Business Credit Report and Score Training
Get Setup with D&B, Experian, and Equifax
Experian Smart Business Access
Exclusive Access to Starter Vendors
Access HIGH-Limit Store Credit Cards
Access HIGH-Limit Fleet Credit Cards
Access HIGH-Limit Cash Credit Cards
Unsecured, No-Doc, 0% Financing
Auto Vehicle Financing with no-
PayPal Revolving Credit Access
Save 90% of Full Credit Monitoring
Secure Business Loans within 72 Hours
Get Loans with Rates of 5% and Less
English and Spanish Access
+
12-Months of Business Advisor Support
5-Years of Finance Officer Support
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Contact Us
Do you have questions that you need to be answered? Reach out to us below with your response and best contact information to reach you, and we will get back to you within 24 hours.
info@credithonor.com
PHONE
(312)-650-9820
SOCIAL MEDIA
Hours of Operations:
Monday: 8:00 am - 4:00 pm
Tuesday: 8:00 am - 7:00 pm
Wednesday: 8:00 am - 4:00 pm
Thursday: 8:00 am - 7:00 pm
Friday: 8:00 am - 4:00 pm
Saturday: 12:00 pm - 6:00 pm
Sunday: Closed